Borrowing
Debt danger
Credit can be useful if you keep it under control. Find out more about storecards in the first part of our look at common debt problems.
Overdraft control
If you've got an overdraft, take a look at our guide to making sure it doesn't get out of hand.
Identity crisis
We all save time and money by shopping online, but research has shown that the thought of identity theft is making people head back to the high street.
5 Things u need2know
- You can only apply for a credit card or loan if you are 18 years old or above and live in the UK.
- Credit cards are designed for short term borrowing, but card holders can easily get themselves into a great deal of debt.
- Always be cautious about special offers or loans that you read about in leaflets through the post, in newspapers or on the web.
- As well as the interest rate, also check for any additional charges.
- Always read through all of the lender's terms and conditions.
